Business Checking Accounts

Our checking accounts provide simple and effective banking solutions. Along with their individual benefits, each account includes: 

  • Free Online Banking & Bill Pay
  • Free Debit Card
  • $3 discount on monthly maintenance fee for eStatement

Community Checking

Ideal for small businesses and non-profit organizations with limited transactions and lower balances; this account easily meets your everyday checking needs.

  • No monthly maintenance fee
  • $100 minimum deposit to open
  • Up to 200 debits, credits and/or deposited items per statement cycle at no charge; $0.55 each thereafter

Non-Profit Interest Checking

Ideal for larger non-profit organizations that maintain higher balances, conduct more monthly transactions and wish to earn interest on their outstanding balances.

  • Monthly maintenance fee $20 ($17 with eStatement); can be avoided with $2,500 average monthly balance
  • $100 minimum deposit to open
  • Up to 500 debits, credits and/or deposited items per statement cycle at no charge; $0.55 per item thereafter
  • Earns tiered interest on collected balances

Business Advantage Checking

Perfect for the business with midlevel monthly transaction volumes that seek the benefits of a robust checking account to help manage their finances.

  • Monthly maintenance fee $27 ($24 with eStatement); can be avoided with one of the following:
    • $3,500 minimum daily balance
    • $25,000 combined in deposit and loan balance
  • $100 minimum deposit to open
  • Up to 600 debits, credits and/or deposited items per statement cycle at no charge; $0.55 each thereafter
  • 50% discount on first order of basic checks
  • 10 free nightdrops per statement cyle

Commercial Analysis Checking

Companies with higher activity and deposit levels can use earnings credit from their balances to offset monthly maintenance and activity fees.

  • Monthly maintenance fee $20 ($17 with eStatement)
  • Activity fees:
    • $0.20 per paper debit; $0.20 electronic
    • $0.11 per item deposited on us and $0.13 per item deposited other
    • $0.55 per paper credit; $0.35 electronic
  • $100 minimum deposit to open
  • Up to $5,000 cash deposited each month at no charge; $0.14 per $100 or any portion of thereafter
  • Detailed Analysis Statements for enhanced record keeping

IOLTA

This interest-bearing account is exclusively for attorneys who handle trust funds.

  • Interest earned on attorneys' trust funds paid to NC Bar
  • $100 minimum deposit to open
  • No monthly maintenance fee, minimum balance requirements or activity fees

Commercial Sweep Account

Put your hard-earned money to work for you. With VantageSouth Bank's Commercial Sweep account, excess funds in your commercial checking account are automatically swept into an interest-bearing account or line of credit. A target balance is established (the minimum threshold or the amount necessary to offset maintenance and activity charges) and funds are swept into and out of the host account as needed.


Open a Business Checking account today. Call or stop by your neighborhood location.

 

Online Check Reorder

Need to reorder checks? You can reorder your checks from Deluxe, our preferred provided, by clicking here. Ordering them online is easy, safe, and just as secure as placing your order at your local branch.
 

 
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