Business Checking Account Comparison Chart

 

Community
Checking

Non-Profit
Interest
Checking

Business
Advantage
Checking

Commercial
Analysis

Checking

IOLTA

Minimum to Open $100 $100 $100 $100 $100
Monthly Maintenance Fee $0

$20

($17 with eStatement)

$27

($24 with eStatement)

$20

($17 with eStatement)

$0
Balance to Avoid Monthly Maintenance Fee N/A

• $2,500 average

monthly balance

• $3,500 minimum daily balance
• $25,000 combined in deposit 

and loan balance

Based on Earnings Credit N/A
Item Fees

Up to 200 debits, credits and/or deposited items
each month at no charge; $0.55 each thereafter

Up to 500 debits,

credits and/or

deposited items

each month at no

charge; $0.55

each thereafter

Up to 600 debits,

credits and/or

deposited items

per statement cycle

at no charge; $0.55

each thereafter

• $0.20 per paper
  debit;
• $0.20 electronic
• $0.11 per item
  deposited on us and $0.13 per item deposited other;
• $0.55 per paper
  credit;
• $0.35 electronic
N/A
Earns Interest No Yes No No Yes
Statements   $3 discount on monthly maintenance fee for eStatement 

$3 discount on

monthly maintenance

fee for eStatement

$3 discount on monthly maintenance fee for eStatement  
Debit Card Free Free Free Free No
Online Banking/
Bill Pay
Free Free Free Free Free
Cash Deposit Processing No Charge No Charge No Charge Up to $5,000 cash deposited each month
at no charge; $0.14/$100 or any portion of thereafter
N/A
Other

24-hour

telephone banking

24-hour

telephone banking

• 50% discount on first

order of basic checks

• $40 annual discount on safe deposit box rental

 

• 10 free nightdrops

per statement cycle

24-hour

telephone banking

24-hour
telephone banking

Restrictions

None Non-profits only None None Attorneys' trust accounts only

 

 
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