Personal Checking Account Comparison Chart

 

Advantage
Checking

Advantage
Interest Checking

Prestige Gold
Checking (55+)

Complete
Checking

eStudent
Checking

Minimum to Open $100 $100 $100

$100

$100
Monthly Maintenance Fee $6 ($3 with eStatement) $15 ($12 with eStatement) $15 ($12 with eStatement) $20 ($17 with eStatement) $6
Ways to Avoid Monthly Maintenance Fee

• $500 average

monthly balance
• Recurring direct 

deposit

• $2,500 average

monthly balance
• $15,000 combined

deposits and loan

balance
• Recurring direct deposit

• $100 average

monthly balance
• Recurring direct deposit

• $5,000 average

monthly balance
• $25,000 combined in

deposit and loan balance

Age 18-24
Earns Interest No Yes Yes Yes, Tiered No
Statements $3 discount on monthly maintenance
fee for eStatement
$3 discount on monthly maintenance
fee for eStatement
$3 discount on monthly maintenance
fee for eStatement
$3 discount on monthly maintenance fee for eStatement   eStatements are required
Debit Card with Rewards Program Free Free Free  Free Free 
VantageSouth Bank ATM Use Free Free Free Free   Free
Non-VSB ATM Withdrawal Fee Refunds None

2 per statement cycle

($10 maximum)

2 per statement cycle

($10 maximum)

 Unlimited None
Overdraft Services Available Yes Yes Yes  Yes  Yes
Safe Deposit Box None $15 annual discount $40 annual discount $40 annual discount   None
Checks None Free first order of 150 standard (or duplicate) checks

Free official checks and

Prestige Gold checks

 Free 150 standard (or duplicate) check order annually None 
Online Banking/Bill Pay Free Free Free Free  Free 
Other 24-hour telephone
banking
24-hour telephone
banking
 24-hour telephone banking

• Monthly maintenance fee waived on 2 Advantage Checking or Advantage Savings accounts with no minimum balance requirements when qualifying balances for Complete Checking are maintained

• $40 annual discount on SAf
• 1 no-fee travel card annually

 24-hour telephone banking

 

Debit Card With VantagePoints Rewards

With your VantageSouth Visa Debit Card, you can make purchases or withdraw funds from your checking or savings account without writing a check – anywhere that Visa is accepted. And when you enroll in our VantagePoints Reward Program, using your VantageSouth Debit Card can earn you points toward valuable rewards.


Earning Rewards is easy!
For every dollar you spend on signature-based transactions using your VantageSouth Debit Card you will earn 1 point. The more points you earn, the better the reward. It’s that simple!
 

Online Check Reorder

 Need to reorder checks? You can reorder your checks from Deluxe, our preferred provided, by clicking here. Ordering them online is easy, safe, and just as secure as placing your order at your local branch.

 

 
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