Personal Checking Account Comparison Chart

 

Advantage Checking

Interest Checking

Complete Checking

Minimum to Open $100 $100 $100
Monthly Maintenance Fee $9 ($6 with eStatement) $12 ($9 with eStatement) $15 ($12 with eStatement)
Ways to Avoid Monthly Maintenance Fee • $1,000 average monthly
  balance
• 1 direct deposit of $25 or  more per statement cycle
• $2,500 average monthly
  balance
• $5,000 combined
  checking, savings, money
  market or CD balances
• $25,000 combined
  deposit and loan balances
  Age 55 or older
• $5,000 average monthly
  balance
• $25,000 combined
  checking, savings, money
  market or CD balances
• $50,000 combined deposit
  and loan balances
Earns Interest No Yes, when average monthly balance is $2,500 or more Yes, tiered
Unlimited Transactions Yes Yes Yes
Statements $3 discount on monthly maintenance
fee for eStatement
$3 discount on monthly maintenance
fee for eStatement
$3 discount on monthly maintenance
fee for eStatement
Debit Card with Rewards Program Free Free Free
VantageSouth Bank ATM Use Free Free Free
Non-VSB ATM Withdrawal Fee Refunds N/A

2 per statement cycle

($10 maximum)

Unlimited
Overdraft Services Available Yes Yes Yes
Safe Deposit Box N/A $15 annual discount $40 annual discount
Checks N/A Free first order 150 standard (or duplicate) Free 150 standard (or duplicate) per year
Online Banking/Bill Pay Free Free Free
Other 24-hour telephone
banking
24-hour telephone
banking
• 2 Advantage Checking
  accounts with no
  maintenance fees when
  qualifying balances for  
  Complete Checking
  maintained
• 1 no-fee travel card
  per year
• No-penalty CD withdrawal
  for medical emergencies
• 24-hour telephone
  banking

 

Debit Card With VantagePoints Rewards

With your VantageSouth Visa Debit Card, you can make purchases or withdraw funds from your checking or savings account without writing a check – anywhere that Visa is accepted. And when you enroll in our VantagePoints Reward Program, using your VantageSouth Debit Card can earn you points toward valuable rewards.


Earning Rewards is easy!
For every dollar you spend on signature-based transactions using your VantageSouth Debit Card you will earn 1 point. The more points you earn, the better the reward. It’s that simple!
 

Online Check Reorder

 Need to reorder checks? You can reorder your checks from Deluxe, our preferred provided, by clicking here. Ordering them online is easy, safe, and just as secure as placing your order at your local branch.

 

 
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